Verdanyx questions · Ireland
Questions About Irish Tax, Grants & Home Costs
The questions people in Ireland ask about pensions, investing, grants, energy, travel and business costs, grouped by subject. Each one links to the tool that answers it for your own situation.
Pensions
Investing
Deemed disposal
- Nobody deducted anything. Do I have to do something about it?
- Do I owe tax even though I have not sold anything?
- When does my first deemed disposal charge fall?
- Can I avoid it by selling first?
- I contribute monthly. Is that better or worse?
- Does a deemed disposal reset what I paid for the units?
- An anniversary went by years ago and I never did anything. What now?
- Am I taxed twice on the same gain? Also in Fund vs shares tax.
- Does the new Investment Account get rid of deemed disposal? Also in Which fund rules apply, Fund vs shares tax.
Which fund rules apply
- Is there a single tax rate for funds in Ireland?
- Does it matter where I bought the fund, or which broker I use?
- How are US and European ETFs taxed in Ireland now?
- Why does my answer come back as two possible regimes?
- How is a non-distributing fund outside the treaty network taxed?
- My policy is with a European insurer. Is that the same as an Irish one?
- What makes something a personal portfolio product?
Fund vs shares tax
- What is the new Investment Account, and will it change this?
- Why does this tool not include the Investment Account yet?
- Is exit tax simply worse than Capital Gains Tax?
- I contribute monthly. Do I get one deemed disposal or many?
- How do I know which regime my ETF falls under?
- Is dividend withholding tax an extra charge on top?
Home energy
Appliance costs
- How do I work out what an appliance costs to run?
- How much does it cost to heat a tank of water with the immersion?
- Is it cheaper to run appliances at night in Ireland?
- Does leaving the immersion on use full power continuously?
- My appliance is not listed. What do I do?
- Why is the standing charge shown separately?
Smart tariff
- Is a smart tariff cheaper than a standard rate?
- Are the time bands the same on every supplier's smart plan?
- Where does the night share come from if I have not given my own?
- Where do I find my real day, night and peak totals?
- How is this different from the Estimated Annual Bill a supplier shows me?
- Why does the tool not just tell me the cheapest plan?
- Is a higher night share always better?
Grants
Costs
Customs charges
- Do I have to work out the VAT or customs duty myself?
- How do I tell whether Irish VAT is included?
- Can the low-value customs duty be charged at checkout?
- How much are customs charges from the UK to Ireland?
- What about Amazon UK, eBay, Temu or Shein?
- A British shop says its price includes VAT. Is that Irish VAT?
- Will the courier ask me for money before delivery?
- Can I enter pounds, dollars or another currency?
- Does the low-value customs duty apply to every item I buy?
- Does postage count towards the low-value limit?
- What if the shop looks Irish or European?
- What is IOSS?
- When does An Post's customs handling fee apply?
- What happens above the low-value limit?
- What if different products have different VAT rates?
- Will I get the customs charge back if I return the item?
Health & home
Radon risk
- What happens to the location I give?
- How do I find my home on the radon map?
- How does my county compare for radon?
- How is a home radon test actually done?
- What does a radon test cost in Ireland?
- Is a newer home already protected from radon?
- What happens if the result comes back above 200 Bq/m³?
- Is there a grant for radon work?
- Do landlords, buyers or sellers have to test?
- Can I get a free radon reading before paying for a test?
- Can a home in a low-risk area still measure high?
Business
Card-payment fees
- Which is cheapest: Square, SumUp, Stripe or Revolut Business?
- What fees do Square, SumUp, Stripe and Revolut charge in Ireland?
- Why did Verdanyx remove the high-cost card percentage?
- Why is hardware not included?
- Why does the calculator stop if I cannot reclaim VAT?
- Are the rankings sponsored? Also in Spending abroad.
Travel
Roaming vs eSIM
- Is roaming or a travel eSIM cheaper?
- Is mobile roaming free in the EU?
- Is the UK still included in Irish mobile roaming plans?
- Will a travel eSIM keep my Irish phone number?
- Are travel eSIMs data-only?
- How much does roaming cost outside the EU on Three, Vodafone or eir?
- Why do I enter the eSIM price myself?
- Does an affiliate relationship change the result?