Before you begin
What you need to check your opt-out window
It uses the notice you were actually given, under section 54 of the Automatic Enrolment Retirement Savings System Act 2024. It does not invent a refund from your salary: it tells you what the statutory refund rule covers, and your own MyFutureFund record holds the euro amount it applies to.
Copy the date from the notice telling you that you had been enrolled. The law measures the ordinary window from that notice date.
No salary or contribution estimate is needed. MyFutureFund already records what has been paid in on your behalf, which is where the euro figure for any refund comes from.
Reading the answer
Understanding your opt-out window and refund
The result gives the first day the ordinary window is open, the last day you can use it, and how many days that leaves you, all counted from your notice date against today's Irish date.
It also says which contributions an ordinary opt-out refunds, what happens to the employer and State money already credited to your fund, and when automatic re-enrolment would come round again.
Common questions
Common MyFutureFund opt-out questions
Can Verdanyx calculate my exact MyFutureFund refund from my salary?
No salary estimate is needed or appropriate. Which contributions an ordinary opt-out refunds is set by the statutory rule, and the checker tells you what that rule covers. The euro amount depends on what has actually been paid in, so it comes from the contribution record MyFutureFund holds, not from a guess based on pay.
When is the ordinary MyFutureFund opt-out window?
It runs from the date your enrolment notice was given, under the 2024 Act. Enter that date and the checker returns your window's opening and closing days, and whether you are still inside it.
Get a result above and the full answer opens here.
What happens to employer and State contributions already in my fund?
That is decided by the statutory rules on an ordinary opt-out, which treat your own contributions and the employer and State contributions differently. The checker sets out what happens to each part of the money already credited, and what stops after a valid opt-out.
When would I be automatically re-enrolled after opting out?
That depends on whether and when you actually opt out, and on whether you still meet the automatic-entry conditions when the re-enrolment cycle comes round. The checker explains which date the statutory cycle is counted from and how long it runs.