Before you begin
What you need from this pay period
Whether the earnings threshold works as an annual cap, and what happens on the pay period that crosses it, are the two questions this checker settles for your own pay. It applies the payroll rule exactly as the scheme's own guidance and worked example set it out, one pay period at a time, from the figures payroll uses.
Use year-to-date gross immediately before the pay period being checked, not the total after it.
Use the gross amount for one real pay period. Do not convert weekly or monthly pay into an annual salary for this rule.
If your payroll or MyFutureFund record supplies a different year-to-date amount, that record is the figure to use.
Reading the answer
Understanding this period's contribution
The result gives the gross pay in this period that attracts contributions, and what you, your employer and the State each pay on it at this year's contribution rates.
It also says where your year-to-date pay leaves you against the earnings threshold, what that means for this pay period and for the rest of the year, and, if you enter your payslip's MyFutureFund line, whether payroll's deduction matches the rule.
Common questions
Common MyFutureFund contribution questions
If one pay period takes me over the earnings threshold, are contributions charged only on the part below it?
That depends on the enrolled pay you had already earned this year before the period, which the payroll guidance applies. The checker works out how much of the period attracts contributions, what is deducted and what follows in later periods.
Get a result above and the full answer opens here.
Why does this ask for year-to-date pay before the period?
The checker asks for the figure payroll itself uses, since an annual salary cannot reproduce how the threshold is applied period by period.
Does this project my pension balance?
No. It deliberately answers only the current payroll contribution question. A future pension balance depends on future returns, pay and inflation, none of which can be known exactly.