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Payslip · Ireland

Auto-Enrolment Payslip Take-Home Pay Calculator (MyFutureFund)

How much will auto-enrolment cost you? Copy the figures from one real payslip and see exactly what the MyFutureFund line takes off your take-home pay, and what your employer and the State add beside it.

Interactive tool

Enter your details

Exact take-home arithmetic on your own figures, the same payslip with the MyFutureFund line removed, the employer match and State top-up that contribution attracts, and what a year of payslips like it comes to.

Step 1 of 2Payslip
  1. Payslip, step 1
  2. Deductions, step 2

Payslip

What pay period is this payslip for?

The top line of the payslip, before every deduction below — including before the MyFutureFund line.

Nothing is saved. Your inputs are used only to calculate this result.

Personalised answer

Your result stays in view

Complete 2 short steps and this panel fills with your answer.

  • A direct answer to the question, in one line
  • The figures behind it, broken down
  • Practical next steps and the assumptions used

Every figure this tool uses comes with your result, beside its source and the date it was checked, together with a worked example and the assumptions behind it.

Before you begin

What your payslip needs to show

A salary-only calculator has to guess your Revenue allocation, PRSI class and the rest of your payroll detail, and a guess in any one of them moves the answer. Working from a real payslip makes the arithmetic exact, with no marital status, spouse income, tax-credit split or PPS number asked for or needed.

  • Use one real payslip and copy the figures as printed. Do not annualise them.

  • Put deductions such as a net-pay union subscription or attachment in Other deductions only if they genuinely reduce the take-home on this payslip.

Reading the answer

Understanding your take-home pay

The result is arithmetic on the payslip values you supplied, so Verdanyx does not need your marital status, spouse's income, tax-credit allocation or PPS number.

The result shows how much auto-enrolment costs your take-home pay on this payslip: what you would take home with the MyFutureFund line removed and everything else unchanged, and whether any of the contribution comes back to you through Income Tax relief.

Common questions

Common MyFutureFund take-home pay questions

Why does this calculator ask for my actual tax, USC and PRSI deductions?

Because those are the exact payroll figures that apply to this payslip. Reconstructing them from salary and marital status can be wrong when Revenue allocations, credits or payroll circumstances differ.

Does MyFutureFund reduce my take-home pay by the full employee contribution?

That hinges on how the employee contribution is treated for Income Tax. The calculator takes your real payslip, removes only the MyFutureFund line and shows what changes, alongside the employer and State money it brings in.

Get a result above and the full answer opens here.

Does Verdanyx need my PPS number or Revenue login?

No. Copy only the numeric totals already printed on your payslip. Verdanyx does not need an identifier or access to your Revenue account.

Every question the tools answer

Maintenance

What has changed in this tool

  1. 29 September 2026

    Version 2026-09-29.1

    The payslip is now drawn as one bar split into take-home, tax, MyFutureFund and other deductions, and a weekly, fortnightly or monthly payslip is carried through a year of payslips like it. The year counts the payslips that actually contribute rather than multiplying by the number of pay periods, applying the earnings threshold payslip by payslip as payroll does. No rule changed and every figure for the payslip itself is the same.

    Source for this change
  2. 24 August 2026

    Version 2026-08-24.4

    The employer match and State top-up are now derived from the statutory contribution schedule the cluster maintains rather than from arithmetic written down in this engine. No result changes; what changes is that a future change to the schedule now reaches this tool.

    Source for this change
  3. 24 August 2026

    Version 2026-08-24.3

    Replaced reconstructed annual PAYE/USC/PRSI estimates with exact arithmetic from one real payslip, removing spouse-income and tax-status inputs.

    Source for this change
  4. 24 August 2026

    Version 2026-08-24.2

    Stopped inferring current MyFutureFund participation from age and salary.

    Source for this change