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Time-of-use electricity · Ireland

Smart Tariff vs Standard Rate Comparison for Irish Homes

A smart plan prices night, day and peak hours differently, so whether it pays depends on when your house uses power. Compare it with your standard rate on your own usage.

  • Your own rates, not a supplier list
  • The standard ESB Networks bands
  • Nothing stored

Interactive tool

Enter your details

The annual cost of each plan, where your year falls across the three bands, and the night share the verdict turns on — starting from the same CRU profile a supplier's own Estimated Annual Bill uses.

Step 1 of 3What you use
  1. What you use · Your recorded year, step 1
  2. What you could move · Your plan now, step 2
  3. The smart plan, step 3

What you use

Printed on a recent bill, or add up the kWh on a year of bills. An all-electric home or one charging a car will be well above the opening figure, so replace it with your own.

Do you already know your day, night and peak split?

A smart meter has been recording this whether or not you are on a smart plan. Real figures replace every assumption below them.

Nothing is saved. Your inputs are used only to calculate this result.

Personalised answer

Your result stays in view

Complete 3 short steps and this panel fills with your answer.

  • A direct answer to the question, in one line
  • The figures behind it, broken down
  • Practical next steps and the assumptions used

Every figure this tool uses comes with your result, beside its source and the date it was checked, together with a worked example and the assumptions behind it.

Before you begin

What decides whether a smart tariff pays you

A headline night rate cannot tell you when your house uses power. Where you have no recorded split of your own, the comparison starts from the CRU's published Standard Smart Tariff load profile: the same profile every supplier and accredited price comparison site has had to use for an Estimated Annual Bill since April 2024, so a Verdanyx answer and the figure quoted beside a plan begin from the same assumption about your house.

  • Your own two figures come off a recent bill; the smart plan's four come off that plan's price list. Verdanyx keeps no tariff list, so the comparison is exactly as current as what you read.

  • Put every rate on the same basis — including VAT, after any discount you actually receive. A VAT-inclusive rate against a VAT-exclusive one is the one mistake that reliably reverses the answer.

  • If a smart meter has been in the house a few months, take the three yearly totals from myaccount.esbnetworks.ie. They are printed in kWh, which is what this asks for, and they replace every assumption below them.

  • Tick a flexible load only if it would genuinely move, and only if it does not already run overnight.

Reading the answer

Reading the day, night and peak split

The bands are set by ESB Networks, not by suppliers, so the windows are the same on every smart plan. Only the prices in them differ.

Without your own figures the comparison starts from the CRU's Standard Smart Tariff load profile, which is the profile a supplier's own Estimated Annual Bill is calculated on. It is a national average, and it includes homes with storage heating running overnight, so a house with busy evenings uses less at night than the profile assumes and the smart plan does worse than the estimate suggests.

The night share is the whole decision, and the break-even is the figure to argue with: if you cannot say whether the profile fits your house, you can usually still say whether you are above or below a stated percentage.

Common questions

Common smart tariff questions

Is a smart tariff cheaper than a standard rate?

It rests on how your use splits across the time bands and on the plan's prices. The result finds the night share where the plan and your current rate break even.

Get a result above and the full answer opens here.

Are the time bands the same on every supplier's smart plan?

Who sets the bands decides whether a new plan changes them. The comparison shows the hours of each band beside the share of your own year that falls in it.

Get a result above and the full answer opens here.

Where does the night share come from if I have not given my own?

Without your own figures, it comes from the CRU's standard profile of a typical Irish household's use by band. The comparison starts by asking whether you have the totals your own meter recorded.

Get a result above and the full answer opens here.

Where do I find my real day, night and peak totals?

Register at myaccount.esbnetworks.ie with the MPRN from your bill and a mobile number. The account shows the breakdown your meter has already recorded, in kWh, with the history ready to download.

How is this different from the Estimated Annual Bill a supplier shows me?

It starts from the same CRU profile, so the two agree when you change nothing. The difference is that this one lets you depart from that profile, by entering the totals your own meter recorded or by saying which loads you would move into the night band. How a household changes its behaviour is the assumption the CRU itself names as the limit of the Estimated Annual Bill.

Why does the tool not just tell me the cheapest plan?

That would mean Verdanyx maintaining every Irish supplier's tariff card, and a stale rate would quietly decide your answer. You enter the plan in front of you instead, so the comparison is exactly as current as the price list you read it from.

Is a higher night share always better?

It turns on the plan's day and peak rates as well as its night rate, against your standard rate. The result marks the night share at which the plan starts paying off for your house.

Get a result above and the full answer opens here.

Every question the tools answer

Maintenance

What has changed in this tool

  1. 12 October 2026

    Version 2026-10-12.1

    The rates the form opens on move to current published plans: a standard rate between what Bord Gáis Energy and Energia publish from October 2026, against Energia's Smart Data plan from 12 October 2026 with VAT, and Energia's urban standing charge on both. The old night rate was a year out of date. The worked example moves with them. Nothing in the method changed.

    Source for this change
  2. 30 August 2026

    Version 2026-08-30.3

    Acted on an audit of the tool against docs/site-audit-framework.md. The recorded-split route asked for percentages while ESB Networks publishes kilowatt-hours, so it sent visitors to a source whose answer it could not accept; it now takes the three yearly band totals as printed and derives the year from them, which also removes a question. The flexible-load list is offered on both routes, so a household with real figures can ask what moving a load would change rather than only what it costs today, and nothing moves unless it is ticked. Every rate field now states that it is VAT-inclusive, because comparing one VAT-inclusive rate with one VAT-exclusive rate reverses the answer.

    Source for this change
  3. 30 August 2026

    Version 2026-08-30.2

    Replaced the Verdanyx household shape with the CRU's Standard Smart Tariff load profile, which is the profile every supplier's Estimated Annual Bill is calculated on. The occupancy question went with it: it existed only to vary numbers Verdanyx had chosen. Flexible-load energies are now derived from the per-use figures the appliance calculator maintains, and a test fails if the two tools disagree about an appliance. Storage and panel heating were dropped from the flexible-load list, having no figure Verdanyx could defend.

    Source for this change
  4. 30 August 2026

    Version 2026-08-30.1

    First release. Compares a day, night and peak plan with a standard 24-hour rate on the standard ESB Networks bands, using either a recorded split or an estimate, and publishes the break-even night share the verdict turns on.

    Source for this change